Ayushman Bharat Golden Card
Ayushman Bharat Golden Card: Everything You Need to Know
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a flagship scheme of the Government of India aimed at providing financial protection to poor and vulnerable families against high medical costs. Under this scheme, eligible beneficiaries can avail of cashless medical treatment at empaneled hospitals across India. The Ayushman Bharat Golden Card is an essential part of this scheme. In this article, we will discuss everything you need to know about the Ayushman Bharat Golden Card.
What is the Ayushman Bharat Golden Card?
The Ayushman Bharat Golden Card is a card that contains the beneficiary's details and is used as an identification proof when availing of medical services under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. The card is issued to eligible beneficiaries free of cost.
Who is eligible for the Ayushman Bharat Golden Card?
The Ayushman Bharat Golden Card is issued to families that are included in the Socio-Economic Caste Census (SECC) 2011 data, and identified as deprived and vulnerable based on defined criteria. The eligibility for the scheme is based on deprivation and occupational criteria.
The scheme also covers certain occupational categories of workers who are not covered under the SECC data. These include rag pickers, street vendors, domestic workers, sanitation workers, and construction workers, among others. The scheme also covers families of government employees, provided they meet the eligibility criteria.
How to get an Ayushman Bharat Golden Card?
To get an Ayushman Bharat Golden Card, eligible beneficiaries need to apply through their nearest Common Service Center (CSC) or Ayushman Bharat Health and Wellness Center. The process of getting a Golden Card is simple and free of cost. Beneficiaries need to provide their personal details, including their name, address, age, and identification proof, to get their card.
Benefits of the Ayushman Bharat Golden Card
The Ayushman Bharat Golden Card entitles beneficiaries to a wide range of benefits under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. These include cashless medical treatment for up to Rs. 5 lakhs per family per year for secondary and tertiary hospitalization. The scheme covers a range of medical procedures, including surgeries, diagnostic tests, and follow-up care.
The scheme covers pre-existing conditions, which means that eligible beneficiaries can avail of medical treatment for any pre-existing conditions. The scheme also covers transportation costs for eligible beneficiaries. The scheme is available across all empaneled hospitals in India.
Conclusion
The Ayushman Bharat Golden Card is an essential part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. It provides financial protection to vulnerable families against high medical costs and helps them access quality healthcare services across India. If you are eligible for the scheme, it is highly recommended that you get your Ayushman Bharat Golden Card to avail of the benefits.
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